🎉 We’re excited to share our new look! During the transition, you may see both brands — Byzfunder.com remains our home.
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We understand rate swings, seasonal demand, deadhead miles, and how settlement delays impact cash flow. Our programs align with the way carriers earn and spend.
A truck off the road is a truck burning on your book. ByzFunder typically offers same-day decisions for qualified applicants so owners can handle breakdowns, fuel needs, or urgent repairs without delay.
Trucking revenue rises and falls based on lanes, contracts, weather, and market rates. Our revenue-based programs and term options flex with these realities. Clear terms. Costs vary by program and applicant profile.
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You get a human who understands construction while your secure online portal keeps your information accurate, accessible, and always current — so you can focus on running the job site, not managing paperwork.
We know your business is unique, here’re some frequently asked questions that might bring some clarify.
ContactWhen you finance through Byzfunder, credit score is usually not the deciding factor. Many business owners qualify with average or even challenged credit. Each application is reviewed individually, and requirements vary by program and applicant profile.
Fast—much faster than a bank.
For qualified businesses, funding is often approved the same day and funded within hours to 48 hours. Because Byzfunder focuses on cash flow and active projects, not just credit score, many contractors move from application to funding in 1–2 business days, sometimes sooner.
Yes—typically.
Many business owners use Byzfunder financing to pay subcontractors, crews, and labor costs so projects stay on schedule. Funds are generally flexible, and your funding specialist will confirm what’s permitted before you move forward
Byzfunder works with commercial developers, builders, and construction companies across many project types. We commonly fund businesses involved in commercial construction and development, multi-unit and mixed-use projects, tenant improvements and build-outs, ground-up and expansion projects and more.
Speed. Flexibility. Reality-based underwriting.
Byzfunder is built for how construction businesses actually operate—not how banks think they should.
Fast decisions – Approvals often on the same day. Fund within hours to 48 hours for qualified applicants.
Revenue-first approach – We focus on cash flow and active projects, not just credit score.
Flexible use of funds – Commonly used for labor, subcontractors, materials, payroll, or project ramp-ups.
Minimal paperwork – No long business plans or drawn-out underwriting.
Construction-friendly – We understand progress payments, delayed draws, and uneven cash cycles.
Most trucking companies use funds for fuel, repairs, insurance, payroll, driver pay, tires, maintenance, or to cover slow-paying loads. Use is generally flexible for business expenses.
Yes. We work with owner-operators, small fleets, and growing carriers with consistent revenue.
Funding timing depends on the program you choose and how complete your application is — but typically merchant can receive decision on same day as application. If approved, funding takes place within 24-48 business hours.
With Byzfunder, we support real businesses, not just the ones with perfect bank statement. Credit score is not the main approval factor. We also consider other aspect of your business such as revenue and cashflow. Submit an application today and find out how much you qualify within 24 hours.