🚀 Over $1B Funded | 5-Star Rated by Business Owners | Proudly Ranked on the 2025 Inc. 5000 List

Construction Business Financing

Specialized funding solutions for construction professionals
Funding amounts from $10,000 to $500,000 with approval in as little as 24 hours.
Get the working capital your construction business needs with financing programs designed specifically for construction. From equipment purchases to expansion projects, we understand the unique challenges facing construction businesses.
Apply now

Funding up to $500,000 within 24 hours with prepaid discount for all construction needs.

Construction moves fast. Cash flow doesn’t always keep up. Use Byzfunder to bridge material purchases, hire crew, upgrade equipment, or take on bigger projects without slowing down. Same day approvals and funding with minimal paperwork.
Get a free quote

Why is Byzfunder best for construction projects?

Whether you're a contractor, looking to expand operations or need working capital for industry-specific funding needs, Byzfunder provides the financing solutions that work for your business.
What do construction businesses use funding for?
  • Purchase raw materials
  • Rent or purchase equipment
  • Cover payroll during slow-paying jobs
  • Manage subcontractors
  • Acquire permits, inspections & insurance
  • Handle weather delays or surprise repairs
  • Acquire permits, inspections & insurance
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How it works

Get funding in three simple steps. Our streamlined process makes it easy to
access the capital your business needs.
01

Apply in minutes

Connect your bank — simple, secure application process.
02

Get approved in hours

No hard credit pull. Quick decision based on real cash flow.
03

Get funded

Receive capital fast. Repay as you earn — payments move with sales.
$
years
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
Flexible funding for day-to-day operations and growth

Working Capital for Construction Businesses

Jobs don’t wait on banks. Byzfunder gives contractors flexible working capital to stay ready for anything — from upfront material costs to last-minute equipment upgrades, to bridge gaps between jobs.
We fund, so you can keep the job site running.

1. MCA

Merchant Cash Advance that funds up to $500k with flexible repayment terms that fit your business’s pace.
Fund limit: $5k - $500k
Terms: 3-15 months
Apply nowLearn more

2. Term loan

Straightforward working capital with predictable, fixed weekly payments — ideal for owners who want clarity and consistency.
Fund limit: $5k - $500k
Terms: 3-24 months
Apply nowLearn more

3. byzflex

Like a business line of credit, but structured as a revenue-based financing. Funding resets itself as you repay.
Fund limit: $7.5k - $150k
Terms: 6-12 months
Apply nowLearn more
Turn Your Influence Into Serious Income

Why construction professionals choose Byzfunder?

Industry Expertise That Matches Real Job-Site Challenges

Upfront payment, inspections run late, weather stalls work...we understands these realities in the construction world. Our team evaluates revenue and job volume—not just credit—so contractors can access capital even when accounting looks uneven.

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Fast Approvals When Timing Decides Profit

When a project throws you an unexpected cash-flow curveball, you don’t have weeks to wait for traditional banks. We delivers same-day decisions to help you move quickly when an opportunity—or problem—can’t wait.

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Competitive Rates Built Around Construction Cash Flow

Construction income swings. Some weeks are heavy with deposits, others lean until inspections clear. Byzfunder offers revenue-based programs and term structures that flex with this reality.

Human-First Support + Secure Digital Portal

You get a human who understands construction while your secure online portal keeps your information accurate, accessible, and always current — so you can focus on running the job site, not managing paperwork.

Group Line

Ready To Secure Business Funding?

Check your eligibility in minutes. No credit impact, no obligation.
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Questions? Get answers

We know your business is unique, here’re some frequently asked questions that might bring some clarify.

Contact
What credit score do I need for construction financing?

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How quickly can I get funded for my construction business?

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Can I use the funds to pay subcontractors?

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Do you work with commercial development businesses?

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What makes your construction financing different?

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Funding timing depends on the program you choose and how complete your application is — but typically merchant can receive decision on same day as application. If approved, funding takes place within 24-48 business hours.

With Byzfunder, we support real businesses, not just the ones with perfect bank statement. Credit score is not the main approval factor. We also consider other aspect of your business such as revenue and cashflow. Submit an application today and find out how much you qualify within 24 hours.

Yes. In most cases, you can use funds to pay subcontractors. That’s one of the most common uses—especially for construction businesses managing payroll gaps, progress payments, or tight job timelines.

Yes. Byzfunder works with commercial development businesses in many cases. That includes developers, and commercial operators who need fast capital tied to revenue and cash flow, not just long credit histories.

Construction moves fast. Traditional lenders don’t. We are built for tight turnaround timeline, quick decision-making, minimal paperwork, and real-world flexibility.

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Built for real businesses

Trusted by business owners across industries nationwide
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Ready to take your construction business to the next level?

Start Your Construction Business Financing Application

Our [INDUSTRY] financing specialists are standing by to help you secure the funding you need. With competitive rates, flexible terms, and industry expertise, Biz Funder is the smart choice for [INDUSTRY] professionals.