🚀 Over $1B Funded | 5-Star Rated by Business Owners | Proudly Ranked on the 2025 Inc. 5000 List

Restaurants and Café Financing

Fast, simple, secure capital to keep your kitchen running and customers served.
Funding amounts from $10,000 to $500,000 with approval in as little as 24 hours.
Get the working capital your construction business needs with financing programs designed specifically for construction. From equipment purchases to expansion projects, we understand the unique challenges facing construction businesses.
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Funding up to $500,000 within 24 hours with prepaid discount for restaurants and food-service industry.

Owners use ByzFunder to buy inventory, cover payroll, upgrade equipment, and manage cash-flow dips. Approvals typically the same day; funds often available within hours for qualified applicants.
Get a free quote

Why food-service operations fund with us?

Restaurants and cafés run on tight margins, fast decisions, and constant expenses. ByzFunder helps you bridge cash-flow gaps, handle unexpected repairs, or expand your menu or location with minimal paperwork and revenue-focused approvals.
What do restaurants and cafés use funding for?
  • Purchase inventory
  • Balance rising supplier costs
  • Add new location & branch
  • Cover payroll during seasonal shifts
  • Repair and/or replace essential equipment
  • Upgrade and renovate interiior space
  • Expand menu items or new location
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How it works

Get funding in three simple steps. Our streamlined process makes it easy to
access the capital your business needs.
01

Apply in minutes

Connect your bank — simple, secure application process.
02

Get approved in hours

No hard credit pull. Quick decision based on real cash flow.
03

Get funded

Receive capital fast. Repay as you earn — payments move with sales.
$
years
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
Flexible funding for day-to-day operations and growth

Working Capital for Food-Service  Businesses

Food-service margins are tight. Costs change daily. Equipment fails without warning. ByzFunder gives restaurant owners flexible funding that helps them stay open, stay stocked, and stay competitive.
We fund, so you can keep service strong — even when cash flow isn’t.

1. MCA

Merchant Cash Advance that funds up to $500k with flexible repayment terms that fit your business’s pace.
Fund limit: $5k - $500k
Terms: 3-15 months
Apply nowLearn more

2. Term loan

Straightforward working capital with predictable, fixed weekly payments — ideal for owners who want clarity and consistency.
Fund limit: $5k - $500k
Terms: 3-24 months
Apply nowLearn more

3. byzflex

Like a business line of credit, but structured as a revenue-based financing. Funding resets itself as you repay.
Fund limit: $7.5k - $150k
Terms: 6-12 months
Apply nowLearn more
Funding aligned with the business side of food-service.

Why Restaurants Choose Byzfunder

Deep Understanding of Restaurant Cash Flow

We understand uneven foot traffic, seasonality, rising food costs, delivery app fees, and narrow margins. Our programs fit how restaurants operate in real life.

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Fast Approvals When Timing Decides Profit

A broken refrigerator or espresso machine can shut you down. ByzFunder typically provides same-day decisions for qualified applicants so you can act fast.

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Flexible Funding Options

Revenue-based programs and term structures that adjust with your sales cycle. Tailored program for every business profile.

Human-First Support + Secure Digital Portal

You get a dedicated specialist plus an AI-powered portal that tracks your application, organizes documents, and updates you in real time — no guesswork, no chasing emails.

Group Line

Ready To Secure Business Funding?

Check your eligibility in minutes. No credit impact, no obligation.
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Questions? Get answers

We know your business is unique, here’re some frequently asked questions that might bring some clarify.

Contact
What credit score do I need for construction financing?

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How quickly can I get funded for my construction business?

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Can I use the funds to pay subcontractors?

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Do you work with commercial development businesses?

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What makes your construction financing different?

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We work with all kinds of food-service businesses: quick-service, fast casual, full-service, bars, cafes, food trucks, coffee shops, and multi-location or even franchises.

Because restaurants run on speed and cash flow—not bank timelines. With Byzfunder, you get fast, flexible funding designed for real restaurant operations. We prioritize daily revenue over credit score, keep paperwork light, and move quickly—approvals are often same day for qualified applicants, with funding typically within hours to ~48 hours. Use funds for payroll, food inventory, repairs, marketing, or to cover slow weeks and seasonal swings.

Funding timing depends on the program you choose and how complete your application is — but typically merchant can receive decision on same day as application. If approved, funding takes place within 24-48 business hours.

With Byzfunder, we support real businesses, not just the ones with perfect bank statement. Credit score is not the main approval factor. We also consider other aspect of your business such as revenue and cashflow. Submit an application today and find out how much you qualify within 24 hours.

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Ready to take your construction business to the next level?

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Our [INDUSTRY] financing specialists are standing by to help you secure the funding you need. With competitive rates, flexible terms, and industry expertise, Biz Funder is the smart choice for [INDUSTRY] professionals.