🎉 We’re excited to share our new look! During the transition, you may see both brands — Byzfunder.com remains our home.

Retail Business Financing

Fast, simple, secure capital built for the realities of modern retail.
Funding amounts from $10,000 to $500,000 with approval in as little as 24 hours.
Get the working capital your construction business needs with financing programs designed specifically for construction. From equipment purchases to expansion projects, we understand the unique challenges facing construction businesses.
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Funding up to $500,000 within 24 hours with prepaid discount for construction needs.

Retail owners use ByzFunder to stay stocked, staffed, and competitive — especially when inventory cycles, vendor terms, or seasonal swings tighten cash flow. Approvals typically the same day; funding often available within hours for qualified applicants.
Get a free quote

Why retail owners love Byzfunder?

Retail capital needs don’t follow traditional lending logic. Inventory must be acquired ahead of revenue, turnover rates vary by category, and vendor terms tighten as markets shift. Add unpredictable foot traffic and rising acquisition costs, and cash flow becomes a moving target. ByzFunder offers flexible funding that aligns with retail economics — giving owners the liquidity to capture demand, manage volatility, and operate with continuity while banks sort through paperwork.
What do retail businesses use funding for?
  • Inventory procurement
  • Cover payroll gaps
  • Upgrade equipment & technology
  • Bridge raising vending cost
  • Store expansion
  • Marketing Campaigns
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How it works

Get funding in three simple steps. Our streamlined process makes it easy to
access the capital your business needs.
01

Apply in minutes

Connect your bank — simple, secure application process.
02

Get approved in hours

No hard credit pull. Quick decision based on real cash flow.
03

Get funded

Receive capital fast. Repay as you earn — payments move with sales.
$
years
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
Flexible funding for day-to-day operations and growth

Working Capital for Retail Stores

Retail margins aren’t guessed — they’re managed. Successful shops balance inventory turnover, staffing, and operating costs daily. ByzFunder understands these metrics and reviews applications with a realistic view of how retail businesses generate cash, absorb seasonality, and convert inventory into revenue.
We take care of the financial strain, so you can drive smarter, faster decisions without unnecessary delays.
Revenue growth for funded businesses

1. MCA

Merchant Cash Advance that funds up to $500k with flexible repayment terms that fit your business’s pace.
Fund limit: $5k - $500k
Terms: 3-15 months
Apply nowLearn more
Revenue growth for funded businesses

2. Term loan

Merchant Cash Advance that funds up to $500k with flexible repayment terms that fit your business’s pace.
Fund limit: $5k - $500k
Terms: 3-15 months
Apply nowLearn more
Revenue growth for funded businesses

3. byzflex

Get ongoing access to working capital - business line of credit with revenue-based financing and flexible draw, repay and reuse.
Fund limit: $7.5k - $150k
Terms: 6-12 months
Apply nowLearn more
Funding aligned with the business side of retail.

Why Retail Stores Choose Byzfunder

Deep Understanding of Retail Economics

Retail is driven by inventory turns, average transaction value, and customer flow. We understand the financial structure behind your operations — from supplier terms to margin management — which helps us assess funding needs accurately and efficiently.

Speed With Inventory Timing Decides Profit

Opportunities in retail evaporate quickly: hot products sell out, vendor discounts are short-lived, and seasonal demand won’t wait for bank approvals. ByzFunder’s process typically provides same-day decisions for qualified applicants.

Flexible Structures Aligned with Retail Variability

Retail revenue fluctuates with seasons, marketing cycles, and local foot traffic. Our revenue-based programs and term options flex with these realities. Clear, upfront terms. Costs vary by program and applicant profile.

Human-First Support + Secure Digital Portal

You get a human who understands construction while your secure online portal  keeps your information accurate, accessible, and always current — so you can focus on running the job site, not managing paperwork.

Group Line

Ready To Secure Business Funding?

Check your eligibility in minutes. No credit impact, no obligation.
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Questions? Get answers

We know your business is unique, here’re some frequently asked questions that might bring some clarify.

Contact
What credit score do I need for construction financing?

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How quickly can I get funded for my construction business?

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Can I use the funds to pay subcontractors?

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Do you work with commercial development businesses?

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What makes your construction financing different?

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Start Your Construction Business Financing Application

Our [INDUSTRY] financing specialists are standing by to help you secure the funding you need. With competitive rates, flexible terms, and industry expertise, Biz Funder is the smart choice for [INDUSTRY] professionals.