🚀 Over $1B Funded | 5-Star Rated by Business Owners | Proudly Ranked on the 2025 Inc. 5000 List

Special Service Business Financing

Fast, simple, secure capital to keep your craft, studio, or service running.
Funding amounts from $10,000 to $500,000 with approval in as little as 24 hours.
Get the working capital your construction business needs with financing programs designed specifically for construction. From equipment purchases to expansion projects, we understand the unique challenges facing construction businesses.
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Funding up to $500,000 within 24 hours with prepaid discount for construction needs.

Service-based businesses face unique pressures: high upfront supply costs, staffing demands, equipment wear-and-tear, and seasonal or appointment-driven revenue cycles. ByzFunder gives owners flexible working capital to stabilize operations, invest in upgrades, and take on more clients without falling behind when cash flow tightens.
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Why do specialty services choose us?

We support a broad spectrum of specialty service businesses — including beauty services, personal care studios, craft and fabrication shops, and custom project-based providers. Our funding helps owners manage inventory, upgrade equipment, maintain staff, handle unexpected expenses, and finance the upfront materials required to deliver quality work on schedule.
Common healthcare practices we fund:
  • Purchase inventory & supplies
  • Upgrade equipment & tools
  • Repair & replacements
  • Manage staffing & payroll
  • Balance client booking
  • Renovate & upgrades
  • Marketing efforts
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How it works

Get funding in three simple steps. Our streamlined process makes it easy to
access the capital your business needs.
01

Apply in minutes

Connect your bank — simple, secure application process.
02

Get approved in hours

No hard credit pull. Quick decision based on real cash flow.
03

Get funded

Receive capital fast. Repay as you earn — payments move with sales.
$
years
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
Flexible funding for day-to-day operations and growth

Working Capital for Specialty Services

Specialty service businesses earn revenue through appointments, commissions, custom projects, and repeat clients. That means income varies week to week, even when demand is strong. ByzFunder understands these operational rhythms and reviews each business with a realistic view of revenue cycles, booking trends, and project pipelines.
We help owners like you access capital without unnecessary friction or slow bank processes.

1. MCA

Merchant Cash Advance that funds up to $500k with flexible repayment terms that fit your business’s pace.
Fund limit: $5k - $500k
Terms: 3-15 months
Apply nowLearn more

2. Term loan

Straightforward working capital with predictable, fixed weekly payments — ideal for owners who want clarity and consistency.
Fund limit: $5k - $500k
Terms: 3-24 months
Apply nowLearn more

3. byzflex

Like a business line of credit, but structured as a revenue-based financing. Funding resets itself as you repay.
Fund limit: $7.5k - $150k
Terms: 6-12 months
Apply nowLearn more
Funding aligned with the business side of healthcare.

Why Specialty Services Choose Byzfunder

Deep Understanding of Service-Based Cash Flow

Service businesses collect revenue from bookings, walk-ins, projects, and commissions. This means income can vary even with high demand. We structure funding around these realities — not rigid banking rules.

Quick funding time clock icon
Speed with Equipment or Supply Can’t Wait

A broken chair, dead dryer, or worn-out tool can halt operations instantly. ByzFunder typically delivers same-day decisions for qualified applicants so you can respond before service slows or stops.

Superior customer service representative icon
Flexible Funding for Non-Linear Revenue

Custom work, seasonal bookings, and client-driven schedules create unpredictable cash flow. Our revenue-based programs and term options flex with these cycles. Clear terms. Costs vary by program and business profile.

Human-First Support + Secure Digital Portal

You get a human who understands construction while your secure online portal  keeps your information accurate, accessible, and always current — so you can focus on running the job site, not managing paperwork.

Group Line

Ready To Secure Business Funding?

Check your eligibility in minutes. No credit impact, no obligation.
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Questions? Get answers

We know your business is unique, here’re some frequently asked questions that might bring some clarify.

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What credit score do I need for construction financing?

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How quickly can I get funded for my construction business?

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Can I use the funds to pay subcontractors?

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Do you work with commercial development businesses?

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What makes your construction financing different?

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Yes. This financing is commonly used by businesses with seasonal swings, slow weeks, or appointment-based revenue.

We work with a wide range of specialty service providers, some of the most common ones being hair salons, nail salons, barbershops, massage therapists, physical therapy clinics, wellness studios, and private practices.

Funding timing depends on the program you choose and how complete your application is — but typically merchant can receive decision on same day as application. If approved, funding takes place within 24-48 business hours.

With Byzfunder, we support real businesses, not just the ones with perfect bank statement. Credit score is not the main approval factor. We also consider other aspect of your business such as revenue and cashflow. Submit an application today and find out how much you qualify within 24 hours.

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Our [INDUSTRY] financing specialists are standing by to help you secure the funding you need. With competitive rates, flexible terms, and industry expertise, Biz Funder is the smart choice for [INDUSTRY] professionals.