Without The Wait
Built by business owners who got tired of waiting weeks for money they needed today.
Our mission is to deliver fast, frictionless working capital to small and mid-sized businesses underserved by traditional lenders. We combine AI-powered speed with human judgment to fund opportunities in hours, not weeks.
We know what it takes to run a business. That's why we deliver capital that's fast, simple, and secure funding growth in hours, not weeks.
We fine-tune every step — from tech to terms to support — so funding feels effortless, secure, and built to flex with your business.
Smart tools and a streamlined process. Apply today, get funded today.
Capital on your terms — short or long, fixed or flex.
For business owners, by business people.
From the funded
Byzfunder Kept My
Restaurant Alive When
Banks Said No. Maria Santos
Santos Family Kitchen
We've shown that fast doesn't mean risky — and smart doesn't mean slow. Our growth has always been powered by founders backing founders, and a team that moves like family.
Founded by business owners who were tired of bank BS — built on loyalty, hustle, and a promise to back small business.
Stood by businesses through Covid when banks froze. Family-first culture kept us pushing deals through.
Crossed $100M in funding deployed — proof that founder-led grit scales.
Expanded to $40M credit facility to serve more partners and businesses nationwide.
Surpassed $400M funded for 7,000+ businesses — powered by trust, repeat clients, and long-term relationships.
Recognized as a leading alternative lender for revenue-based funding — still run with the same founder mindset and family bond that started it all.
INC 5000 list award — third year in a row. Surpassed $1 billion in funding and 25,000 businesses supported in Q2. Ranked #34 by Financial Times
Our team combines 500+ years of lending experience with modern technology. We're not career bankers we're problem-solvers. Whether it's a cash-flow crunch or a big idea ready to take off, we move fast to get business owners the money they need.
Built Byzfunder after watching too many good businesses fail waiting for bank approvals. 15+ years in fintech, zero patience for bureaucracy.
Lewis brings 25+ years of experience in financial services, spanning accounting, operations, and underwriting. He has a proven track record in financial leadership, capital management, and building the operational frameworks that support scalable growth.
With 10+ years in Financial Services, Operations, and Underwriting, Jason focuses on deploying automation and AI solutions that eliminate manual friction points, optimize workflows, and accelerate funding decisions across high-velocity lending environments.
Brad is a proven technology leader with deep expertise in digital transformation, enterprise architecture, and secure systems. He drives innovation through scalable, AI-driven solutions that enhance performance, resilience, and long-term growth.
As Chief Information Officer, Jared leverages 20+ years in financial services with expertise in logistics, sales, and operations. He drives innovation and efficiency in fintech by implementing AI, automation, and data-driven strategies that scale systems and optimize performance.
Head of Capital Markets
Dedicated leader with extensive Global Capital Markets and Client Management success in both emerging and world-class organizations across the Institutional Sales, Investment Banking and Treasury activities.
Joe is a seasoned underwriting leader with 10+ years in financial services, known for building strong teams, refining credit policies, and driving portfolio performance through tactical, disciplined underwriting.
Xin brings a data-driven approach to brand building and customer acquisition, leveraging 15+ years in digital marketing and growth strategy. She specializes in scaling fintech brands through performance channels and compelling storytelling.
Head of Merchant Relations
Founding operator responsible for building and scaling internal operations at Byzfunder. Established customer service, underwriting support, and operational workflows while expanding ISO relationships and supporting funding channel growth. Played a hands-on role in hiring, training, and managing teams to drive efficiency and long-term scalability.
Olga oversees administrative operations and compliance frameworks, bringing 20+ years of experience in financial services administration. She ensures organizational efficiency and regulatory alignment across all business units.
Mike Failor brings 15+ years in fintech, with deep expertise in credit risk, fraud, and data-driven lending. Before joining Byzfunder, he led credit and fraud across Enova's brands and later served as Chief Credit Officer and Chief Risk Officer at CNG Holdings. Now at Byzfunder, he oversees enterprise credit risk and lending governance — helping build the structure that supports fast, disciplined growth.