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How Small Businesses Can Win the Holiday Rush

The holidays bring more than cheer—they bring opportunity. For many small business owners, December can make or break the year. Whether you run a retail shop, restaurant, or contracting firm, preparation now will determine how strong you finish.

At ByzFunder, we’ve funded over a billion dollars in working capital for small businesses nationwide. Here’s what we’re seeing across key industries—and how to position your business to thrive this season.

Retail & E-Commerce: Stock Early, Sell Smart

The holiday buying wave starts earlier every year, and so do supply pressures. Missing the timing can mean losing key revenue weeks.

Expert advice

  • Order ahead: place core inventory orders by early November to avoid price hikes and shipping delays.
  • Run “early access” offers for your best customers to forecast demand before you over-buy.
  • Use working capital to stock deeper and move faster than competitors waiting on cash flow.

Restaurants & Hospitality: Make the Most of the Season

Holiday gatherings, travel, and corporate events can double your traffic—but only if you’re ready.

Expert advice

  • Cross-train staff now to handle large parties and take-out rushes.
  • Launch gift-card promos (for example, “Buy $50, get $10”) to boost pre-holiday cash flow.
  • Update Google Business Profile and social pages with hours, catering options, and specials before the rush.

Construction, Contracting & Trades: Close Q4 Strong and Prep for Q1

Contractors are busy wrapping projects and planning the next cycle.

Expert advice

  • Collect receivables now to start January with clean cash flow.
  • Consider year-end equipment upgrades while tax deductions may apply.
  • Use flexible funding to cover upfront materials and labor so you can accept new jobs without waiting on old invoices.

Logistics & Transportation: Keep Capacity Rolling

The holiday shipping surge spikes demand while costs climb.

Expert advice

  • Budget early for extra drivers, maintenance, and fuel.
  • Keep liquidity with working capital when invoices stretch out.
  • Prioritize your highest-margin routes; small routing improvements matter during peak weeks.

Healthcare & Personal Services: Capture Year-End Demand

Patients and clients often rush to use benefits before they reset in January.

Expert advice

  • Extend evening or weekend appointments to capture last-minute demand.
  • Send reminders about coverage deadlines and out-of-pocket options.
  • Renew equipment or marketing now while utilization is high.

Professional & Financial Services: Get a Head Start on the New Year

Accountants, bookkeepers, and service firms win when they start early.

Expert advice

  • Promote January services in December with early-bird packages.
  • Pre-hire and train seasonal help now.
  • Use short-term funding to cover hiring and ad spend so you capture Q1 demand.

Plan. Fund. Execute.

Every industry has its own rhythm—but the winners plan ahead.

ByzFunder makes it Fast. Simple. Secure. to access the capital you need to stay ahead of the season. With same-day approvals, transparent terms, and funding up to $500K, you can focus on running your business—not waiting on the bank.

Apply in minutes to see how much you are eligible for extra fund to prep for holiday.

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The Best Business Entity for Small Businesses

Selecting the right business entity isn't just a box to tick off on your entrepreneurial journey. It's the fundamental step to which your business's future hinges. Choosing the correct entity dictates how much you pay in taxes, the extent to which you're personally liable, and the structure of your organization.Making an informed choice can be the difference between financial success and struggle, clarity and confusion, and growth and stagnation for your small business.So, whether you're a freshly minted small business owner or someone considering taking the plunge into the small business arena, this blog is tailor-made for you. We're going to explore the various business entities and help you figure out which one's the best fit for your small business.

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How to Use Small Business Financing to Increase Sales

Small businesses often face the constant challenge of finding enough capital to maintain their operations and achieve growth. As a small business owner, you may be looking for ways to increase your sales and revenue but might be limited by financial constraints. However, with the help of small business financing, you can invest in marketing, inventory, and other strategies that can help drive growth and profitability.Here we explore how small business financing can be used to increase sales and revenue and share success stories from small business owners who have achieved growth with the help of ByzFunder's short-term financing.|Small businesses often face the constant challenge of finding enough capital to maintain their operations and achieve growth. As a small business owner, you may be looking for ways to increase your sales and revenue but might be limited by financial constraints. However, with the help of small business financing, you can invest in marketing, inventory, and other strategies that can help drive growth and profitability.Here we explore how small business financing can be used to increase sales and revenue and share success stories from small business owners who have achieved growth with the help of ByzFunder's short-term financing.

Financing
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Industries Not Eligible for Alternative Financing

Alternative financing has been a game-changer for small businesses that don’t have access to traditional bank loans and financing. However, some industries are considered too risky for alternative lenders to finance. These high-risk industries are often seen as too much of a liability.There are several reasons why alternative lenders avoid financing high-risk industries. First, high-risk industries often face intense regulatory scrutiny, which can increase the costs and risks associated with lending to these businesses.Additionally, these industries are often more likely to default on their loans and financing, which can lead to substantial losses for the lender. Lastly, many alternative lenders are conservative and prefer to avoid taking on risks that they perceive as too high.So, what industries are considered high risk to alternative lenders?|Alternative financing has been a game-changer for small businesses that don’t have access to traditional bank loans and financing. However, some industries are considered too risky for alternative lenders to finance. These high-risk industries are often seen as too much of a liability.There are several reasons why alternative lenders avoid financing high-risk industries. First, high-risk industries often face intense regulatory scrutiny, which can increase the costs and risks associated with lending to these businesses.Additionally, these industries are often more likely to default on their loans and financing, which can lead to substantial losses for the lender. Lastly, many alternative lenders are conservative and prefer to avoid taking on risks that they perceive as too high.So, what industries are considered high risk to alternative lenders?

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6 Ways To Avoid Business Loans and Financing Scams

There comes a time when you will require small business loans or financing to increase capital for various things, including covering operational costs, expanding your company’s facility, purchasing new equipment, or hiring and training employees. Unfortunately, small business loan scams have become increasingly common in recent years, causing many business owners to suffer financial losses. Scammers are on the prowl and ready to take advantage of the opportunity to defraud small business owners looking for loans and business financing.According to the Federal Trade Commission (FTC), in 2020, small business owners reported losing over $2.1 billion to fraud. However, this figure includes all types of fraud, not just business loan scams. The FTC also reported that there was a significant increase in fraud reports during the COVID-19 pandemic, as scammers took advantage of the economic uncertainty to target vulnerable businesses. It's crucial to remain vigilant and informed about the different types of scams and how to evade them.And that is why we want to share the 6 common small business financing scams and how to avoid them before it’s too late.|There comes a time when you will require small business loans or financing to increase capital for various things, including covering operational costs, expanding your company’s facility, purchasing new equipment, or hiring and training employees. Unfortunately, small business loan scams have become increasingly common in recent years, causing many business owners to suffer financial losses. Scammers are on the prowl and ready to take advantage of the opportunity to defraud small business owners looking for loans and business financing.According to the Federal Trade Commission (FTC), in 2020, small business owners reported losing over $2.1 billion to fraud. However, this figure includes all types of fraud, not just business loan scams. The FTC also reported that there was a significant increase in fraud reports during the COVID-19 pandemic, as scammers took advantage of the economic uncertainty to target vulnerable businesses. It's crucial to remain vigilant and informed about the different types of scams and how to evade them.And that is why we want to share the 6 common small business financing scams and how to avoid them before it’s too late.

Loans
Financing
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Why Small Business Owners Should Start Networking

Networking is a necessary aspect of running a small business. Building relationships with other businesses and individuals in your industry can provide a wealth of opportunities for growth, collaboration, and support. Building and being part of a community can help you overcome many of the challenges you may face running a business, especially during an economic crisis and slow periods.Here are some ways small business owners can harness the power of networking to reach their goals.|Networking is a necessary aspect of running a small business. Building relationships with other businesses and individuals in your industry can provide a wealth of opportunities for growth, collaboration, and support. Building and being part of a community can help you overcome many of the challenges you may face running a business, especially during an economic crisis and slow periods.Here are some ways small business owners can harness the power of networking to reach their goals.

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Understanding Short-Term Financing Terms

As a small business owner, you may need short-term financing to keep your operations running smoothly. Many terms and concepts associated with small business lending can be confusing to those without a financial background. To help clarify things, we’ve put together a comprehensive glossary of short-term financing terms.|As a small business owner, you may need short-term financing to keep your operations running smoothly. Many terms and concepts associated with small business lending can be confusing to those without a financial background. To help clarify things, we’ve put together a comprehensive glossary of short-term financing terms.

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Supporting Owned Businesses Beyond Black History

Black-owned businesses have been an essential part of the American economy for centuries. Yet, they have often faced significant challenges regarding access to capital, customers, and other resources. Despite these obstacles, black entrepreneurs have continued to start and grow businesses, and today there are an estimated 2.6 million black-owned businesses in the United States.One of the most impressive statistics about black-owned businesses is the growth in their number in recent years. According to data from the U.S. Census Bureau, the number of black-owned businesses increased by 34% between 2007 and 2012, compared to a national average of 11%. In 2019, black-owned businesses employed over 1.9 million people and generated over $150 billion in revenue.However, despite this growth, black-owned businesses still face significant challenges.|Black-owned businesses have been an essential part of the American economy for centuries. Yet, they have often faced significant challenges regarding access to capital, customers, and other resources. Despite these obstacles, black entrepreneurs have continued to start and grow businesses, and today there are an estimated 2.6 million black-owned businesses in the United States.One of the most impressive statistics about black-owned businesses is the growth in their number in recent years. According to data from the U.S. Census Bureau, the number of black-owned businesses increased by 34% between 2007 and 2012, compared to a national average of 11%. In 2019, black-owned businesses employed over 1.9 million people and generated over $150 billion in revenue.However, despite this growth, black-owned businesses still face significant challenges.

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6 Tips To Recession-Proof Your Small Business

Small businesses are at the forefront of ever-changing economic times. Yes, global events, turbulent markets, and financial pressures make running a successful small business a challenge; however, weathering the storm can be mighty rewarding - those who manage to get through a crisis successfully will have an easier time growing afterward.Although nobody can predict or control when a recession strikes, you can control what you do to prepare, including getting savvier about cash flow, debt, and business operations.With current inflation levels hovering around 8% and the Federal Reserve Bank raising rates, we are seeing more layoffs and productivity downturns affecting not only the large tech firms but slowly becoming a reality for many small businesses. The after-effects of supply chain management issues caused by the pandemic highlight the need for careful decision-making from small business owners.|Small businesses are at the forefront of ever-changing economic times. Yes, global events, turbulent markets, and financial pressures make running a successful small business a challenge; however, weathering the storm can be mighty rewarding - those who manage to get through a crisis successfully will have an easier time growing afterward.Although nobody can predict or control when a recession strikes, you can control what you do to prepare, including getting savvier about cash flow, debt, and business operations.With current inflation levels hovering around 8% and the Federal Reserve Bank raising rates, we are seeing more layoffs and productivity downturns affecting not only the large tech firms but slowly becoming a reality for many small businesses. The after-effects of supply chain management issues caused by the pandemic highlight the need for careful decision-making from small business owners.

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The Difference Between a Hard & Soft Credit Pull

Small business financing is essential for the growth and success of any business, but it can also be a confusing and overwhelming process. One crucial aspect is the difference between a hard and a soft credit pull. Both types of credit checks can affect your credit score differently.Understanding the difference between the two can help you make an informed decision when applying for financing and can also help you avoid any potential negative impact on your credit score.|Small business financing is essential for the growth and success of any business, but it can also be a confusing and overwhelming process. One crucial aspect is the difference between a hard and a soft credit pull. Both types of credit checks can affect your credit score differently.Understanding the difference between the two can help you make an informed decision when applying for financing and can also help you avoid any potential negative impact on your credit score.

Loans
Financing
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5 Reasons To Get Business Financing For The Holiday Season

'Tis the season to be funded and flourishing, not merely scraping by. The holidays can be exciting for businesses, but they can also be a slow season for others. While the restaurant and retail industries are booming, construction and manufacturing may experience a much slower period. Although some industries are benefiting from the holiday season, business owners may find themselves financially strapped due to the slower months leading up to this season.Rather than having to apply for last-minute financing, plan ahead by digging into the previous year's expenses and anticipate how seasonal business trends, including inflation, may impact your sales and revenue. Seeking out the right small business financing can help ensure that your company has the capital it needs to take full advantage of the year-end increase in consumer demand or lack thereof. Applying for business financing this holiday season can also help prepare you for the coming months by assisting you with the following;|'Tis the season to be funded and flourishing, not merely scraping by. The holidays can be exciting for businesses, but they can also be a slow season for others. While the restaurant and retail industries are booming, construction and manufacturing may experience a much slower period. Although some industries are benefiting from the holiday season, business owners may find themselves financially strapped due to the slower months leading up to this season.Rather than having to apply for last-minute financing, plan ahead by digging into the previous year's expenses and anticipate how seasonal business trends, including inflation, may impact your sales and revenue. Seeking out the right small business financing can help ensure that your company has the capital it needs to take full advantage of the year-end increase in consumer demand or lack thereof. Applying for business financing this holiday season can also help prepare you for the coming months by assisting you with the following;

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Spring Cleaning Your Small Business

Spring is in the air, which means it’s time for small businesses to give their operations a good old-fashioned spring cleaning. No, we’re not talking about vacuuming the floors and dusting off the shelves (although that’s important too). We’re talking about taking a closer look at your finances, operations, and overall business strategy to ensure you’re on the right track to small business success.So, grab a cup of coffee and your favorite cleaning supplies because we’re about to dive into some serious business spring cleaning.|Spring is in the air, which means it’s time for small businesses to give their operations a good old-fashioned spring cleaning. No, we’re not talking about vacuuming the floors and dusting off the shelves (although that’s important too). We’re talking about taking a closer look at your finances, operations, and overall business strategy to ensure you’re on the right track to small business success.So, grab a cup of coffee and your favorite cleaning supplies because we’re about to dive into some serious business spring cleaning.

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Riding the Interest Rate Hike Roller Coaster

As we navigate an uncertain economic landscape, it’s crucial to stay informed about the various financial decisions affecting our lives. One such decision is the interest rate hikes, which can significantly impact the borrowing options for small businesses. In this blog, we’ll discuss what the recent federal interest rate hikes mean for small business owners and how an alternative lender like ByzFunder could be a better option.|As we navigate an uncertain economic landscape, it’s crucial to stay informed about the various financial decisions affecting our lives. One such decision is the interest rate hikes, which can significantly impact the borrowing options for small businesses. In this blog, we’ll discuss what the recent federal interest rate hikes mean for small business owners and how an alternative lender like ByzFunder could be a better option.

Financing
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Good Financial Habits that Lead to Small Business Success

Adopting good financial habits is one of the fastest and most long-lasting ways to boost your business and drive success. As a business owner, you should not only invest in good personal habits, but those habits should filter over into your business. Having a growth-minded mindset will set you up for success. Rethinking and planning how you approach your business finances could significantly improve cash flow and profitability. So, what can you do to ensure you adopt good financial habits that lead to success in small businesses?|Adopting good financial habits is one of the fastest and most long-lasting ways to boost your business and drive success. As a business owner, you should not only invest in good personal habits, but those habits should filter over into your business. Having a growth-minded mindset will set you up for success. Rethinking and planning how you approach your business finances could significantly improve cash flow and profitability. So, what can you do to ensure you adopt good financial habits that lead to success in small businesses?

Financing
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Small Business Saturday

Thanksgiving weekend is traditionally the busiest shopping period of the year, packed with various annual American traditions, including Small Business Saturday. Started in 2010, the SBS Holiday bill was passed in all 50 states in 2011 and has become a popular day to celebrate and support entrepreneurs.Small Business Saturday drives customers to buy locally. It is great for employment, economic growth, and the community. According to statistics by the National Retail Federation, 51 million shoppers participated in Small Business Saturday last year. The US boasts 33.2 million small businesses that have generated 12.9 million net new jobs over the past 25 years. Supporting small and local businesses is crucial for the American economy, especially in times of high inflation, worker shortages, and supply chain disruptions.And even though small businesses see an increase in sales over this shopping weekend, one should support local businesses the entire holiday season and year-round. So, how can you thrive this Small Business Saturday and for the rest of the Holiday season as a small business owner?|Thanksgiving weekend is traditionally the busiest shopping period of the year, packed with various annual American traditions, including Small Business Saturday. Started in 2010, the SBS Holiday bill was passed in all 50 states in 2011 and has become a popular day to celebrate and support entrepreneurs.Small Business Saturday drives customers to buy locally. It is great for employment, economic growth, and the community. According to statistics by the National Retail Federation, 51 million shoppers participated in Small Business Saturday last year. The US boasts 33.2 million small businesses that have generated 12.9 million net new jobs over the past 25 years. Supporting small and local businesses is crucial for the American economy, especially in times of high inflation, worker shortages, and supply chain disruptions.And even though small businesses see an increase in sales over this shopping weekend, one should support local businesses the entire holiday season and year-round. So, how can you thrive this Small Business Saturday and for the rest of the Holiday season as a small business owner?

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9 Reasons Why Small Businesses Fail & How to Overcome

Small businesses are the backbone of any economy, but unfortunately, many fail within the first few years of operation. Studies show that approximately 20% of small businesses fail in their first year, 30% in their second year, and almost 50% by their fifth year. While these numbers can be discouraging, understanding the top reasons why small businesses fail can help you avoid these pitfalls and ensure the success of your venture.So, let’s dive into the top 9 reasons why small businesses fail and some tips to navigate those failures.|Small businesses are the backbone of any economy, but unfortunately, many fail within the first few years of operation. Studies show that approximately 20% of small businesses fail in their first year, 30% in their second year, and almost 50% by their fifth year. While these numbers can be discouraging, understanding the top reasons why small businesses fail can help you avoid these pitfalls and ensure the success of your venture.So, let’s dive into the top 9 reasons why small businesses fail and some tips to navigate those failures.

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Small Business Tips To Protect Against Inflation

Inflation is soaring, not only in the US but globally. Experts blame it on several things, including supply chains due to the pandemic and the ongoing Russian invasion of Ukraine that has increased oil prices.This unfortunate event has taken its toll not only on consumers but on small businesses too. In times of sustained high inflation, small businesses often face a dilemma of whether they need to raise prices or absorb higher costs. Raising prices could prove profitability, but it could also deter consumers, ultimately decreasing the business’s ability to expand or simply stay afloat.Finding the right solution for your small business requires strategic thought, consideration, and willingness to continue adapting.Below we list 6 tips to help you navigate the volatile inflation hikes as a small business owner.|Inflation is soaring, not only in the US but globally. Experts blame it on several things, including supply chains due to the pandemic and the ongoing Russian invasion of Ukraine that has increased oil prices.This unfortunate event has taken its toll not only on consumers but on small businesses too. In times of sustained high inflation, small businesses often face a dilemma of whether they need to raise prices or absorb higher costs. Raising prices could prove profitability, but it could also deter consumers, ultimately decreasing the business’s ability to expand or simply stay afloat.Finding the right solution for your small business requires strategic thought, consideration, and willingness to continue adapting.Below we list 6 tips to help you navigate the volatile inflation hikes as a small business owner.

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Choose Best Small Business Finance For Your Business

As you would research bank loans, it is crucial to do the same when searching for perfectly matched small business financing options. As some banks and their loan options may be better for certain businesses, alternative lenders and their products will be better suited for particular companies.Small businesses are facing difficult times, recovering from the pandemic, and trying to navigate through high-level inflation and interest hikes. Getting a business loan has become increasingly complex as banks tighten the belts on borrowing. However, alternative lenders have your back!So, what should you consider when researching and selecting alternative lenders to finance your small business?|As you would research bank loans, it is crucial to do the same when searching for perfectly matched small business financing options. As some banks and their loan options may be better for certain businesses, alternative lenders and their products will be better suited for particular companies.Small businesses are facing difficult times, recovering from the pandemic, and trying to navigate through high-level inflation and interest hikes. Getting a business loan has become increasingly complex as banks tighten the belts on borrowing. However, alternative lenders have your back!So, what should you consider when researching and selecting alternative lenders to finance your small business?

Financing
Loans
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All You Need To Know: Secured VS Unsecured Loans

Securing a loan or business financing is a great way to fund essential purchases, cover cash flow needs, and maintain business operations when times are tough or even when you just need an extra cash injection.If you have landed here, we are sure you are researching the differences between unsecured and secured loans and which is better suited for your business. To help you speed up the research process, we have broken down the basics of each type of loan and offer some tips for choosing the best option for your business's financial needs.|Securing a loan or business financing is a great way to fund essential purchases, cover cash flow needs, and maintain business operations when times are tough or even when you just need an extra cash injection.If you have landed here, we are sure you are researching the differences between unsecured and secured loans and which is better suited for your business. To help you speed up the research process, we have broken down the basics of each type of loan and offer some tips for choosing the best option for your business's financial needs.

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What Happens if You Can't Pay Business Financing?

We get it. Sometimes things get tough, and you don’t have the funds. However, failure to pay your lender as agreed upon after receiving business financing can cause you to go into default. The default can be immediately after a missed payment or months later, depending on your loan or financing terms and state or federal laws.If you knowingly default on loans when you’re unable or unwilling to make payments, you risk your credit ratings and your chances of getting finance from other lenders. However, most people unintentionally miss payments due to not receiving late-payment notices as they have changed their address or contact information.Unfortunately, defaults aren’t an infrequent occurrence in the USA. According to recent statistics from the Bureau of Labor Statistics, the failure to pay for small businesses is 20% in year one, 30% in year two, 50% in year 5, and 70% in year ten. These stats are pretty daunting; however, you don’t have to be one of the businesses suffering from the consequences of defaulting. There are ways to protect your credit profile and business, and we have the answers below.|We get it. Sometimes things get tough, and you don’t have the funds. However, failure to pay your lender as agreed upon after receiving business financing can cause you to go into default. The default can be immediately after a missed payment or months later, depending on your loan or financing terms and state or federal laws.If you knowingly default on loans when you’re unable or unwilling to make payments, you risk your credit ratings and your chances of getting finance from other lenders. However, most people unintentionally miss payments due to not receiving late-payment notices as they have changed their address or contact information.Unfortunately, defaults aren’t an infrequent occurrence in the USA. According to recent statistics from the Bureau of Labor Statistics, the failure to pay for small businesses is 20% in year one, 30% in year two, 50% in year 5, and 70% in year ten. These stats are pretty daunting; however, you don’t have to be one of the businesses suffering from the consequences of defaulting. There are ways to protect your credit profile and business, and we have the answers below.

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Small Business Post Covid Financial Recovery

As the Covid pandemic continues to impact economies worldwide, we believe the business recovery will continue to be challenging, especially for those small businesses that have not realized that risk management is a crucial business strategy.While there are short-term pressures during reopening, there is also an opportunity to reimagine business models for the long term. Covid has affected the norms of business across every industry and geography. Due to many monetary constraints, new ways of going to work and shifts in customer behavior have radically transformed how businesses operate.The only thing that’s certain about the recovery is that there’s still considerable uncertainty about what form and how long it will take. Below we have put together business resilience tips to help get your business back on track.|As the Covid pandemic continues to impact economies worldwide, we believe the business recovery will continue to be challenging, especially for those small businesses that have not realized that risk management is a crucial business strategy.While there are short-term pressures during reopening, there is also an opportunity to reimagine business models for the long term. Covid has affected the norms of business across every industry and geography. Due to many monetary constraints, new ways of going to work and shifts in customer behavior have radically transformed how businesses operate.The only thing that’s certain about the recovery is that there’s still considerable uncertainty about what form and how long it will take. Below we have put together business resilience tips to help get your business back on track.

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Difference Between Loans & Short term Business Financing

There has been a steep rise in the number of alternative lending companies since the 2008 recession to help small to medium-sized businesses get funding. Fast forward to Covid times, and loan and business financing accessibility has increased even more.With this flooded market, it is easy to feel overwhelmed and under-knowledged about the differences between a loan and business financing because isn’t it the same thing? Well, not exactly. There are a few differences between a loan and short-term business financing. The most evident factor is that a loan is categorized as a secured form of finance offered by a banking institution. Business financing is a less stringent application process, and an unsecured form of finance provided by alternative lenders such as us.And while there are now many options out there for you to choose from, you must select a loan or financing option that is best suited for your business. Trust plays a significant factor in deciding on your lending “partner.” We get it; thus, many business owners make the uninformed decision to choose a high-capital, low-interest, long-term loan. However, short-term financing may be the more affordable, more accessible, and more appropriate form of funding for your business.If you run a young company (less than 2 years, but more than 6 months), you won’t necessarily have many years of profitability to showcase, nor financial stability that long-term lenders need to evaluate to offer the best capital amount and rates to sustain your business. Thus, many small businesses fail in getting business loans from banks, as they just do not meet the criteria.Below we’ve listed a few more differences between loans and financing and how to choose the best option for your business.|There has been a steep rise in the number of alternative lending companies since the 2008 recession to help small to medium-sized businesses get funding. Fast forward to Covid times, and loan and business financing accessibility has increased even more.With this flooded market, it is easy to feel overwhelmed and under-knowledged about the differences between a loan and business financing because isn’t it the same thing? Well, not exactly. There are a few differences between a loan and short-term business financing. The most evident factor is that a loan is categorized as a secured form of finance offered by a banking institution. Business financing is a less stringent application process, and an unsecured form of finance provided by alternative lenders such as us.And while there are now many options out there for you to choose from, you must select a loan or financing option that is best suited for your business. Trust plays a significant factor in deciding on your lending “partner.” We get it; thus, many business owners make the uninformed decision to choose a high-capital, low-interest, long-term loan. However, short-term financing may be the more affordable, more accessible, and more appropriate form of funding for your business.If you run a young company (less than 2 years, but more than 6 months), you won’t necessarily have many years of profitability to showcase, nor financial stability that long-term lenders need to evaluate to offer the best capital amount and rates to sustain your business. Thus, many small businesses fail in getting business loans from banks, as they just do not meet the criteria.Below we’ve listed a few more differences between loans and financing and how to choose the best option for your business.

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Loans
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What You Need to Know About Alternative Funding

As a small business owner, you have a lot on your plate. You have to make stressful decisions every day you are running your company. It can be challenging getting a loan for your small business because many banks are not giving out as many loans as they used to. This is when alternative financing should be your first choice.Small business owners can take the steps today to get the funding they need to keep running their company. If you require money fast to keep your business from falling behind, this is the best solution for you. There are several key advantages to using ByzFunder's alternative financing solutions.If you are stressed about getting your product on the market or feel like you’re running out of options, it’s time to investigate alternative funding. Often, it can be a more straightforward process for small and medium-sized companies and faster than traditional loans from banks.|As a small business owner, you have a lot on your plate. You have to make stressful decisions every day you are running your company. It can be challenging getting a loan for your small business because many banks are not giving out as many loans as they used to. This is when alternative financing should be your first choice.Small business owners can take the steps today to get the funding they need to keep running their company. If you require money fast to keep your business from falling behind, this is the best solution for you. There are several key advantages to using ByzFunder's alternative financing solutions.If you are stressed about getting your product on the market or feel like you’re running out of options, it’s time to investigate alternative funding. Often, it can be a more straightforward process for small and medium-sized companies and faster than traditional loans from banks.

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Why Choose Alternative Funding?

Many small business owners feel apprehensive about alternative funding options, but it's time to reconsider. Alternative funding can be a game-changer for your business, offering growth opportunities and financial support. Here, we'll explore why alternative funding is worth considering and why it's a viable choice for small business owners.|Many small business owners feel apprehensive about alternative funding options, but it's time to reconsider. Alternative funding can be a game-changer for your business, offering growth opportunities and financial support. Here, we'll explore why alternative funding is worth considering and why it's a viable choice for small business owners.

Running a business
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Small Business Tax session : A Guide to Financing

Tax season can be stressful for small business owners, but with the right tools and knowledge, you can minimize the hassle and maximize your returns. In fact, according to a survey by the National Small Business Association, 93% of small businesses use a professional tax preparer or tax software to help with their tax filings. So, how can you get through tax season and come out winning? We have a few suggestions below to set you up for tax season success!|Tax season can be stressful for small business owners, but with the right tools and knowledge, you can minimize the hassle and maximize your returns. In fact, according to a survey by the National Small Business Association, 93% of small businesses use a professional tax preparer or tax software to help with their tax filings. So, how can you get through tax season and come out winning? We have a few suggestions below to set you up for tax season success!

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Alternative Funding Methods

Small business owners often have to deal with difficult circumstances, especially in the teething stages and getting established. Many people are not financially able to fully support themselves and their small businesses entirely on their own. This is where alternative funding can be invaluable.Alternative financing has allowed many small business owners to live their dreams of running a successful business without the stress of the financial constraints that often follow with little to no working capital. So, what types of alternative funding should you apply for? Let’s discuss some different methods of alternative financing.|Small business owners often have to deal with difficult circumstances, especially in the teething stages and getting established. Many people are not financially able to fully support themselves and their small businesses entirely on their own. This is where alternative funding can be invaluable.Alternative financing has allowed many small business owners to live their dreams of running a successful business without the stress of the financial constraints that often follow with little to no working capital. So, what types of alternative funding should you apply for? Let’s discuss some different methods of alternative financing.

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What Is Alternative Financing?

Alternative financing is becoming more and more popular in the business world. However, many people still do not understand precisely what it is or how it can help their small business grow. Some may be turned off by this funding method due to negative stereotypes that it may have, but it is a common practice that does not carry many risks if used responsibly.Here we will look at alternative financing and why companies such as Byzfunder can be invaluable.|Alternative financing is becoming more and more popular in the business world. However, many people still do not understand precisely what it is or how it can help their small business grow. Some may be turned off by this funding method due to negative stereotypes that it may have, but it is a common practice that does not carry many risks if used responsibly.Here we will look at alternative financing and why companies such as Byzfunder can be invaluable.

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Old Hill Partners Upsizes Fund Commitment ByzFunder

New York, October 19, 2021: ByzFunder, the leading non-bank Fintech company, announced a significant upsizing of existing financing from strategic partner Old Hill Partners of up to $40 million. This financing round comes as a substantial increase from Old Hill Partners' first facility of $12 million in 2020.In September, ByzFunder closed its record financial performance exceeding $12 million in originations. The finance upsizing from Old Hill enhances ByzFunder's position as an emerging leader in the business alternative financing space. It provides the assistance needed to advance near-term and long-term priorities in preparation for an anticipated period of significant innovation, growth, and expansion into additional credit tiers.Ilya Fridman, CEO expressed enthusiasm and confidence about the path ahead; "We have a very exciting journey ahead of us. Our people continue to rally together and outperform with an absolute commitment to excellence, and our platform continues to grow stronger, more advanced, and more capable. With Old Hill, the exceptional team of investors, and upsizing of financial resources that their partnership brings, we can accelerate ByzFunder's already impressive growth trajectory, expanding our balance sheet to fully service business owners."Old Hill Partners Inc. is an alternative asset manager focused on asset-based lending transactions with borrowers seeking $10 to $50 million in financing. The firm structures senior secured debt in the form of term, drawdown, and revolving-to-term facilities of up to four years and loan-to-value ratios in the range of 35% to 85%. Collateral types include pools of loans or leases (specialty finance), receivables, inventory, machinery, and equipment."We have been impressed by the quality of ByzFunder's originations, performance to date, exceptional leadership, disruptive business model, innovative technology, and the overall quality of their operations. We believe the company is well-positioned for further growth, and we are pleased to be part of it," said Peter Faigl, Senior Portfolio Manager at Old Hill.|New York, October 19, 2021: ByzFunder, the leading non-bank Fintech company, announced a significant upsizing of existing financing from strategic partner Old Hill Partners of up to $40 million. This financing round comes as a substantial increase from Old Hill Partners' first facility of $12 million in 2020.In September, ByzFunder closed its record financial performance exceeding $12 million in originations. The finance upsizing from Old Hill enhances ByzFunder's position as an emerging leader in the business alternative financing space. It provides the assistance needed to advance near-term and long-term priorities in preparation for an anticipated period of significant innovation, growth, and expansion into additional credit tiers.Ilya Fridman, CEO expressed enthusiasm and confidence about the path ahead; "We have a very exciting journey ahead of us. Our people continue to rally together and outperform with an absolute commitment to excellence, and our platform continues to grow stronger, more advanced, and more capable. With Old Hill, the exceptional team of investors, and upsizing of financial resources that their partnership brings, we can accelerate ByzFunder's already impressive growth trajectory, expanding our balance sheet to fully service business owners."Old Hill Partners Inc. is an alternative asset manager focused on asset-based lending transactions with borrowers seeking $10 to $50 million in financing. The firm structures senior secured debt in the form of term, drawdown, and revolving-to-term facilities of up to four years and loan-to-value ratios in the range of 35% to 85%. Collateral types include pools of loans or leases (specialty finance), receivables, inventory, machinery, and equipment."We have been impressed by the quality of ByzFunder's originations, performance to date, exceptional leadership, disruptive business model, innovative technology, and the overall quality of their operations. We believe the company is well-positioned for further growth, and we are pleased to be part of it," said Peter Faigl, Senior Portfolio Manager at Old Hill.

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Financing
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A Guide to Securing Business Loans & Financing

Are you a small business owner looking to secure a loan or financing for the first time to grow your business? Understanding small business loans can be overwhelming, we know. But don't worry. We're here to help!This guide will cover the basics of small business loans and offer tips for first-time borrowers.|Are you a small business owner looking to secure a loan or financing for the first time to grow your business? Understanding small business loans can be overwhelming, we know. But don't worry. We're here to help!This guide will cover the basics of small business loans and offer tips for first-time borrowers.

Loans
Financing
Running a business
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All You Need To Know About Business Credit Score

What’s holding you back from receiving a business finance injection? Like your personal credit score, your business credit score is built over time and is crucial when applying for business financing or loans. In laments terms, business credit signals your company’s ability to handle its finances, purchasing ability, and debt.Both business credit and personal credit impact the rates you will pay for goods and services. If your business credit score is at a good standing (high), you may pay lower insurance premiums and qualify for lower interest rates on small business loans. The negotiation power comes in handy when you want long-term loans. Small business lenders like ByzFunder will still consider you with a business credit score of 500 for short-term financing.Vendors, suppliers, or creditors report a business’s accounts and activity to a credit bureau. This activity helps to generate the information that informs your business credit scores. Some scores also include information from your personal credit file and business repositories, such as the Small Business Financial Exchange.So, with all this, how can you build your business credit score?|What’s holding you back from receiving a business finance injection? Like your personal credit score, your business credit score is built over time and is crucial when applying for business financing or loans. In laments terms, business credit signals your company’s ability to handle its finances, purchasing ability, and debt.Both business credit and personal credit impact the rates you will pay for goods and services. If your business credit score is at a good standing (high), you may pay lower insurance premiums and qualify for lower interest rates on small business loans. The negotiation power comes in handy when you want long-term loans. Small business lenders like ByzFunder will still consider you with a business credit score of 500 for short-term financing.Vendors, suppliers, or creditors report a business’s accounts and activity to a credit bureau. This activity helps to generate the information that informs your business credit scores. Some scores also include information from your personal credit file and business repositories, such as the Small Business Financial Exchange.So, with all this, how can you build your business credit score?

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Sources Of Working Capital For Small Businesses

Running a small business successfully takes a lot of work, but more importantly, it is crucial always to have working capital. Working capital is needed to cover day-to-day and shorter-term operational expenses. When you’re short on working capital, you may miss out on new opportunities to expand the business, employ more employees, purchase inventory, or expand your advertising and marketing activities. At worst, not having enough working capital can lead to late payments to vendors and creditors, damaged credit scores, or have you seeking loans from preying lenders.Well, there is light at the end of the tunnel, as you can avoid common working capital mistakes. The below tips can help you assess your working capital needs and options to stay clear and run a successful small business.|Running a small business successfully takes a lot of work, but more importantly, it is crucial always to have working capital. Working capital is needed to cover day-to-day and shorter-term operational expenses. When you’re short on working capital, you may miss out on new opportunities to expand the business, employ more employees, purchase inventory, or expand your advertising and marketing activities. At worst, not having enough working capital can lead to late payments to vendors and creditors, damaged credit scores, or have you seeking loans from preying lenders.Well, there is light at the end of the tunnel, as you can avoid common working capital mistakes. The below tips can help you assess your working capital needs and options to stay clear and run a successful small business.

Running a business
Loans
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Business Loan Interest : A Guide for Small Business

Business owners, we want to help you understand the small business borrowing landscape, and that’s why we are sharing a series of guides to help you thrive. Understanding how interest rates are calculated on business loans is crucial to making informed financial decisions.Whether you're in the restaurant industry, medical field, trucking, construction, retail, or any other sector, this guide will break down the complex world of interest rates and provide you with actionable insights. So, let's dive in!|Business owners, we want to help you understand the small business borrowing landscape, and that’s why we are sharing a series of guides to help you thrive. Understanding how interest rates are calculated on business loans is crucial to making informed financial decisions.Whether you're in the restaurant industry, medical field, trucking, construction, retail, or any other sector, this guide will break down the complex world of interest rates and provide you with actionable insights. So, let's dive in!

Securing Business Financing For Franchise Businesses

The key to a successful franchise is the extent of its development and infrastructure. You must develop a replicable and standardized model that your franchises can implement. You must establish a support infrastructure to assist franchisees with ongoing operational and business-related challenges.Resources must be allocated in order to maintain an ongoing support system. This includes training programs, location-specific marketing support, and field support, all of which add to the overall cost of franchising.

Marketing and Promotion

Effective marketing efforts are not limited to an investment of time but also require an investment of funds. As the franchisor, you are responsible for attracting potential franchisees by continuously promoting and marketing your franchise and its model.The road to success is always under construction. Building your business is an exciting journey, and expanding it into a franchise can be exhilarating. Franchising allows you to control your brand and business standards while benefiting from the increased market reach.Franchising offers you the potential for accelerated growth and the ability to tap into local market knowledge and expertise. You’ve put in effort in growing your business. Now it's time to make it bigger and better. Business financing allows you to do so.|The key to a successful franchise is the extent of its development and infrastructure. You must develop a replicable and standardized model that your franchises can implement. You must establish a support infrastructure to assist franchisees with ongoing operational and business-related challenges.Resources must be allocated in order to maintain an ongoing support system. This includes training programs, location-specific marketing support, and field support, all of which add to the overall cost of franchising.

Marketing and Promotion

Effective marketing efforts are not limited to an investment of time but also require an investment of funds. As the franchisor, you are responsible for attracting potential franchisees by continuously promoting and marketing your franchise and its model.The road to success is always under construction. Building your business is an exciting journey, and expanding it into a franchise can be exhilarating. Franchising allows you to control your brand and business standards while benefiting from the increased market reach.Franchising offers you the potential for accelerated growth and the ability to tap into local market knowledge and expertise. You’ve put in effort in growing your business. Now it's time to make it bigger and better. Business financing allows you to do so.

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Financing
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How to Use Social Media Effectively For Your Small Business

Small businesses often operate with small marketing teams or rely on one individual to oversee all marketing efforts. It can be tempting to prioritize traditional marketing tactics and underestimate the potential of social media. However, social media is essential to an effective marketing strategy in today's business environment.Understanding the significant amount of time the average person spends on social media daily, it becomes clear that integrating your business into these platforms is paramount.Social media represents a popular, engaging, and influential tool capable of transforming your small business, offering numerous advantages for small businesses. It fosters increased brand awareness, facilitates targeted advertising, provides cost-effectiveness, encourages customer engagement, yields valuable analytics insights, grants a competitive edge, and offers the potential for viral content.By harnessing the power of these platforms effectively, small businesses can level the playing field, reach their intended audience, and expand their customer base.Embracing social media as a marketing tool is akin to unlocking a treasure trove of opportunities that can propel your business to new heights.|Small businesses often operate with small marketing teams or rely on one individual to oversee all marketing efforts. It can be tempting to prioritize traditional marketing tactics and underestimate the potential of social media. However, social media is essential to an effective marketing strategy in today's business environment.Understanding the significant amount of time the average person spends on social media daily, it becomes clear that integrating your business into these platforms is paramount.Social media represents a popular, engaging, and influential tool capable of transforming your small business, offering numerous advantages for small businesses. It fosters increased brand awareness, facilitates targeted advertising, provides cost-effectiveness, encourages customer engagement, yields valuable analytics insights, grants a competitive edge, and offers the potential for viral content.By harnessing the power of these platforms effectively, small businesses can level the playing field, reach their intended audience, and expand their customer base.Embracing social media as a marketing tool is akin to unlocking a treasure trove of opportunities that can propel your business to new heights.

Running a business
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Bank Loan or Business Financing: Which One is Best For You?

When you're hungry you go to a restaurant and when you need money you go to the bank. We all know and are used to these traditional ways, but guess what. There's always another option. If you're too tired to go out to eat, you can order UberEats or DoorDash and if you don’t like the terms of your bank loan, you can turn to alternative business financing. The point is there is always an option. A business can not survive without some form of capital supporting it and it’s easy to follow a plan for your business that doesn’t align with your goals and terms. Don’t put your business in jeopardy because you didn’t research options! Keep reading to explore your options and clear up any confusion about financing your business.|When you're hungry you go to a restaurant and when you need money you go to the bank. We all know and are used to these traditional ways, but guess what. There's always another option. If you're too tired to go out to eat, you can order UberEats or DoorDash and if you don’t like the terms of your bank loan, you can turn to alternative business financing. The point is there is always an option. A business can not survive without some form of capital supporting it and it’s easy to follow a plan for your business that doesn’t align with your goals and terms. Don’t put your business in jeopardy because you didn’t research options! Keep reading to explore your options and clear up any confusion about financing your business.

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Financing
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Mastering Refinancing: Tips and Tricks for Financial

Thriving as a small business demands innovation at every turn. Just as you wouldn't hesitate to adapt or change a struggling aspect of your business, your approach to financing should be no different.Instead of accepting unsatisfactory financial arrangements, find ways to improve your situation. Refinancing is an excellent opportunity to enhance your financial standing by seeking and receiving better terms that can help bolster your business. But before going down the path of refinancing, you need to understand what it is, what it means for your and your business's credit, and how to use it to grow your business effectively. Below we have the answers for you.|Thriving as a small business demands innovation at every turn. Just as you wouldn't hesitate to adapt or change a struggling aspect of your business, your approach to financing should be no different.Instead of accepting unsatisfactory financial arrangements, find ways to improve your situation. Refinancing is an excellent opportunity to enhance your financial standing by seeking and receiving better terms that can help bolster your business. But before going down the path of refinancing, you need to understand what it is, what it means for your and your business's credit, and how to use it to grow your business effectively. Below we have the answers for you.

Financing
Running a business
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The Importance of Email Marketing for Small Businesses

It makes sense that small businesses have small budgets. Small business owners hesitate, and sometimes cannot, invest their time and money into niche marketing strategies. Well, we are here to introduce you to the world of email marketing. Email marketing is used by the largest businesses in the world, but it isn't only for these big brands with big finances. Email marketing enables you to personally target your audience with your budget in mind and represents the best marketing method available for small businesses. |It makes sense that small businesses have small budgets. Small business owners hesitate, and sometimes cannot, invest their time and money into niche marketing strategies. Well, we are here to introduce you to the world of email marketing. Email marketing is used by the largest businesses in the world, but it isn't only for these big brands with big finances. Email marketing enables you to personally target your audience with your budget in mind and represents the best marketing method available for small businesses.

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Is a Merchant Cash Advance The Right Choice for Your Business?

Small businesses that quickly need capital are best fit for a Merchant Cash Advance, also known as MCA. Instead of a traditional small business loan, Merchant Cash Advances represent sums of money repaid with an amount of interest. You may be thinking this sounds just like a loan, but a company that collaborates with your small business provides an Merchant Cash Advance.Instead of a fixed form of repayment, similar to a traditional loan, it corresponds to the credit card sales of the business. The lender works as a team with the business and collects the agreed-upon percentage from each credit card transaction until fully repaying the advance. This collection method allows business owners to have immediate access to funding while personally working with a company.

Merchant Cash Advance Pros

As a small business owner, it is important to assess whether the terms, costs and potential impacts associated with a merchant cash advance are a good fit as the right solution for your business.

Fast Funding

The largest benefit that comes with a merchant cash advance is immediate access to funding.The simple application process and cooperative companies allow business owners to receive financing much faster than a traditional loan. In the business world, time is everything, and this option allows business owners to take advantage of time-sensitive opportunities and tackle cash flow issues.

Flexibility

Another pro is the flexible repayment structure. Unlike typical business financing, repayment is based on an agreed-upon percentage of sales. There is flexibility during times of fluctuations because if sales are slow, the repayment adjusts accordingly. Additionally, there are no late charges as repayment is performed automatically.

No Collateral Needed

Unlike a traditional bank loan, your assets are not at risk, and a business is not required to use them as collateral, removing legal liability. Rather than focusing on assets and taking a hard credit score pull, merchant cash advances accept a larger range of credit scores. This provides a massive advantage for businesses with credit challenges as lenders focus on different aspects of a business such as revenue potential or credit card sales.|

What is a Merchant Cash Advance?

Small businesses that quickly need capital are best fit for a Merchant Cash Advance, also known as MCA. Instead of a traditional small business loan, Merchant Cash Advances represent sums of money repaid with an amount of interest. You may be thinking this sounds just like a loan, but a company that collaborates with your small business provides an Merchant Cash Advance.Instead of a fixed form of repayment, similar to a traditional loan, it corresponds to the credit card sales of the business. The lender works as a team with the business and collects the agreed-upon percentage from each credit card transaction until fully repaying the advance. This collection method allows business owners to have immediate access to funding while personally working with a company.

Merchant Cash Advance Pros

As a small business owner, it is important to assess whether the terms, costs and potential impacts associated with a merchant cash advance are a good fit as the right solution for your business.

Fast Funding

The largest benefit that comes with a merchant cash advance is immediate access to funding.The simple application process and cooperative companies allow business owners to receive financing much faster than a traditional loan. In the business world, time is everything, and this option allows business owners to take advantage of time-sensitive opportunities and tackle cash flow issues.

Flexibility

Another pro is the flexible repayment structure. Unlike typical business financing, repayment is based on an agreed-upon percentage of sales. There is flexibility during times of fluctuations because if sales are slow, the repayment adjusts accordingly. Additionally, there are no late charges as repayment is performed automatically.

No Collateral Needed

Unlike a traditional bank loan, your assets are not at risk, and a business is not required to use them as collateral, removing legal liability. Rather than focusing on assets and taking a hard credit score pull, merchant cash advances accept a larger range of credit scores. This provides a massive advantage for businesses with credit challenges as lenders focus on different aspects of a business such as revenue potential or credit card sales.

Financing
Loans
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Elevate Your Business This Labor Day Weekend

Labor Day weekend is a cherished time of year when the scent of grilling burgers fills the air, and relaxation reigns supreme. But amid the festivities, your business has a golden opportunity to rise to new heights. Think of it as a business tune-up, minus the overalls and oil stains.Whether in the restaurant, construction, technology, manufacturing, e-commerce, retail, medical, farming, or trucking industry, this blog is your guide to understanding why injecting fresh energy into your operations is essential for staying ahead in today's ever-evolving market.And, when it comes to financing your ambitious business transformation, we've got you covered, where securing funds is as straightforward and reliable as a perfectly cooked burger.|Labor Day weekend is a cherished time of year when the scent of grilling burgers fills the air, and relaxation reigns supreme. But amid the festivities, your business has a golden opportunity to rise to new heights. Think of it as a business tune-up, minus the overalls and oil stains.Whether in the restaurant, construction, technology, manufacturing, e-commerce, retail, medical, farming, or trucking industry, this blog is your guide to understanding why injecting fresh energy into your operations is essential for staying ahead in today's ever-evolving market.And, when it comes to financing your ambitious business transformation, we've got you covered, where securing funds is as straightforward and reliable as a perfectly cooked burger.

News & Insights
Running a business
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A Guide to Securing Restaurant Financing and Loans

We know the restaurant business is about passion, flavor, and the thrill of serving culinary masterpieces. But let's face it, without a side of cold, hard cash, your dream of expanding and growing your restaurant might remain just that – a dream.You'll need to shell out for licenses, leases, and initial stock from the get-go. Once your eatery's in full swing, you'll still need a steady stream of cash to pay staff, cover daily expenses, and keep the lights on while you wait for those hungry customers to pour in.In today's post-COVID world, the appetite for dining out is booming, but restaurants are still grappling with the aftertaste of the pandemic. So, if you're wondering how to keep those doors open and the line outside your eatery neverending, you're in the right place. Let's dive into the savory world of restaurant financing and how it can help your business today.|We know the restaurant business is about passion, flavor, and the thrill of serving culinary masterpieces. But let's face it, without a side of cold, hard cash, your dream of expanding and growing your restaurant might remain just that – a dream.You'll need to shell out for licenses, leases, and initial stock from the get-go. Once your eatery's in full swing, you'll still need a steady stream of cash to pay staff, cover daily expenses, and keep the lights on while you wait for those hungry customers to pour in.In today's post-COVID world, the appetite for dining out is booming, but restaurants are still grappling with the aftertaste of the pandemic. So, if you're wondering how to keep those doors open and the line outside your eatery neverending, you're in the right place. Let's dive into the savory world of restaurant financing and how it can help your business today.

Loans
Financing
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Remembering September 11th: The Small Businesses

September 11th, 2001, is a date forever etched in the world's collective memory. The devastating terrorist attacks on that fateful day not only shook the nation but also had a profound impact on businesses of all sizes, especially small businesses.Below, we delve into the events of September 11th and explore the remarkable resilience and transformation of businesses in the face of adversity.|September 11th, 2001, is a date forever etched in the world's collective memory. The devastating terrorist attacks on that fateful day not only shook the nation but also had a profound impact on businesses of all sizes, especially small businesses.Below, we delve into the events of September 11th and explore the remarkable resilience and transformation of businesses in the face of adversity.

News & Insights
Running a business
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7 Tips To Secure Fast Business Funding

As a business owner, securing fast funding isn't just a luxury; it's often a lifeline that can mean the difference between seizing a golden opportunity or watching it slip away. While dedication and hard work undoubtedly play crucial roles in entrepreneurship, there are moments when time becomes a precious commodity. In these instances, having access to swift and efficient funding solutions can make or break a business's trajectory.Picture this: Your business is on the verge of a breakthrough. You've identified a game-changing opportunity, but it's time-sensitive. Waiting for traditional funding sources to come through could mean missing out on a once-in-a-lifetime chance. This is where the urgency of fast business funding becomes crystal clear. It's the tool that empowers you to act swiftly, capitalize on opportunities, and propel your business forward in a highly competitive landscape.But success in the business world isn't solely about the speed of funding; it's about aligning that speed with strategic vision and relentless determination. It's about working smart to leverage rapid funding effectively, turning it into a springboard for your business's growth and resilience.With ByzFunder as your strategic partner in business financing, you'll secure funds quickly. Our knowledge base offers tips on applying it strategically, combining the power of fast funding with the diligence and hard work defining entrepreneurial success.Now, let's get into the nitty gritty of actionable tips that will guide you in obtaining fast business financing:|As a business owner, securing fast funding isn't just a luxury; it's often a lifeline that can mean the difference between seizing a golden opportunity or watching it slip away. While dedication and hard work undoubtedly play crucial roles in entrepreneurship, there are moments when time becomes a precious commodity. In these instances, having access to swift and efficient funding solutions can make or break a business's trajectory.Picture this: Your business is on the verge of a breakthrough. You've identified a game-changing opportunity, but it's time-sensitive. Waiting for traditional funding sources to come through could mean missing out on a once-in-a-lifetime chance. This is where the urgency of fast business funding becomes crystal clear. It's the tool that empowers you to act swiftly, capitalize on opportunities, and propel your business forward in a highly competitive landscape.But success in the business world isn't solely about the speed of funding; it's about aligning that speed with strategic vision and relentless determination. It's about working smart to leverage rapid funding effectively, turning it into a springboard for your business's growth and resilience.With ByzFunder as your strategic partner in business financing, you'll secure funds quickly. Our knowledge base offers tips on applying it strategically, combining the power of fast funding with the diligence and hard work defining entrepreneurial success.Now, let's get into the nitty gritty of actionable tips that will guide you in obtaining fast business financing:

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How Small Businesses Can Win the Holiday Rush

Actionable holiday funding and growth strategies for contractors, retailers, restaurants, and service businesses. Fast, flexible funding from ByzFunder.

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The Best Business Entity for Small Businesses

Selecting the right business entity isn't just a box to tick off on your entrepreneurial journey. It's the fundamental step to which your business's future hinges.

How to Use Small Business Financing to Increase Sales

Small businesses often face the constant

Industries Not Eligible for Alternative Financing

Alternative financing has been a game-changer

6 Ways To Avoid Business Loans and Financing Scams

There comes a time when you will require

Why Small Business Owners Should Start Networking

Networking is a necessary aspect of running

Understanding Short-Term Financing Terms

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Supporting Owned Businesses Beyond Black History

Black-owned businesses have been an essential

6 Tips To Recession-Proof Your Small Business

Small businesses are at the forefront of ever-changing

The Difference Between a Hard & Soft Credit Pull

Small business financing is essential for the growth

5 Reasons To Get Business Financing For The Holiday Season

‘Tis the season to be funded and flourishing,

Spring Cleaning Your Small Business

Spring is in the air, which means it’s time

Riding the Interest Rate Hike Roller Coaster

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Good Financial Habits that Lead to Small Business Success

Adopting good financial habits is one of the

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9 Reasons Why Small Businesses Fail & How to Overcome

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Small Business Tips To Protect Against Inflation

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Choose Best Small Business Finance For Your Business

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What You Need to Know About Alternative Funding
Why Choose Alternative Funding?

Many small business owners feel apprehensive

Small Business Tax session : A Guide to Financing

Tax season can be stressful for small business

Alternative Funding Methods

Small business owners often have to deal

What Is Alternative Financing?

Alternative financing is becoming more and

Old Hill Partners Upsizes Fund Commitment ByzFunder

New York, October 19, 2021: ByzFunder, the

A Guide to Securing Business Loans & Financing

Are you a small business owner looking to

All You Need To Know About Business Credit Score

What’s holding you back from receiving

Sources Of Working Capital For Small Businesses

Running a small business successfully

Business Loan Interest : A Guide for Small Business

Business owners, we want to help

Securing Business Financing For Franchise Businesses

The key to a successful franchise is the

How to Use Social Media Effectively For Your Small Business

Small businesses often operate with small

Bank Loan or Business Financing: Which One is Best For You?

When you're hungry you go to a restaurant

Mastering Refinancing: Tips and Tricks for Financial

Thriving as a small business demands

The Importance of Email Marketing for Small Businesses

It makes sense that small businesses have

Is a Merchant Cash Advance The Right Choice for Your Business?

What is a Merchant Cash Advance?

Elevate Your Business This Labor Day Weekend

Labor Day weekend is a cherished time of year

A Guide to Securing Restaurant Financing and Loans

We know the restaurant business is about passion

Remembering September 11th: The Small Businesses

September 11th, 2001, is a date forever etched

7 Tips To Secure Fast Business Funding

As a business owner, securing fast funding isn't

Stop waiting, start growing

Approved today, funded today

Business growth chart showing upward trajectory