Parts are expensive. Equipment breaks down. Bay capacity limits growth. Byzfunder gives auto repair shops fast working capital to stock parts, upgrade lifts, and take on more vehicles — without a bank loan.
Auto repair shops and mechanic businesses with $20,000+ in monthly bank deposits and 1+ year in business qualify for Byzfunder merchant cash advances and working capital. Same-day decisions for qualified applicants and funding in as little as 24 to 48 hours, no collateral required.
Repair shop cash flow swings with seasons, parts pricing, and bay capacity. Banks rarely move at shop pace. Byzfunder underwrites your actual monthly deposits — so you can stock high-demand parts, upgrade lifts, or hire a tech without waiting on a credit committee.
Apply for funding
Stock high-demand parts before the rush so you never have to turn away a repair job for lack of inventory.
Get funding in three simple steps. Our streamlined process makes it easy to access the capital your business needs.
Connect your bank — simple, secure application process.
No hard credit pull. Quick decision based on real cash flow.
Receive capital fast. Repay as you earn — payments move with sales.
Low Prepay Discount
Same Day Funding
Flexible funding for parts, bays, and growth
Auto repair revenue scales with bay throughput and parts availability. Byzfunder gives shop owners fast capital to stock parts, upgrade equipment, and add capacity without bank delays.
We fund, so you can keep turning bays — even when parts costs spike.
Merchant Cash Advance that funds up to $500k with flexible repayment terms that fit your business's pace.
Fund limit: $5k - $500k
Terms: 3-15 months
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Straightforward working capital with predictable, fixed weekly payments — ideal for owners who want clarity and consistency.
Terms: 3-24 months
Like a business line of credit, but structured as a revenue-based financing. Funding resets itself as you repay.
ByzFlex is not a loan and not a traditional line of credit.
Funding aligned with the business side of auto repair.
We understand bay throughput, parts margins, labor rates, and seasonal repair cycles. Our underwriting reflects how shops actually earn.
Equipment failure means lost revenue every hour. Byzfunder typically delivers same-day decisions for qualified applicants so repairs and replacements happen fast.
Repair demand isn't flat. Revenue-based programs and term options flex with your seasonal cycle. Costs vary by program and applicant profile.
You get a specialist who understands shops while your secure online portal keeps everything organized — so you can focus on bays, not paperwork.
Check your eligibility in minutes. No credit impact, no obligation.
We know your business is unique, here're some frequently asked questions that might bring some clarify.
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