Merchant Cash Advance

Revenue-based funding designed for speed and flexibility.

Key Benefits to SMBs

Funding Amount

$5,000 - $500,000

Payment Terms

Fast Funding

As fast as 24 hours

Why It's Different

See how Byzfunder stacks up against traditional business loans

Traditional Loans

Byzfunder MCA

Ready to Secure Business Funding? Our specialists understand the urgency of your capital needs and work to get you funded fast.

What is an MCA?

A Merchant Cash Advance isn't a loan — it's a purchase of your future receivables. You get capital upfront and repay automatically as your business earns.

Payments adjust with your revenue, giving you flexibility during slower periods. It's built for speed, simplicity, and businesses that need capital without the typical bank barriers.

Future Receivables

An MCA is not a loan — it's an advance based on your future sales.

Predictable Payments

Payments are set upfront so you know what to expect each week.

Clear Factor Rates

Transparent total costs upfront — no confusing interest calculations.

Built for Speed

Designed for businesses that need capital fast without the bank runaround.

Get a free quote

Is a MCA right for your business?

Answer these simple questions to find out.

Not a perfect fit? Explore other financing solutions.

Explore Other Solutions

Does your revenue fluctuate seasonally?

MCA allows you flexibility with your sales cycle, so you're never squeezed during slow periods.

Do you face time-sensitive opportunities?

When you need capital now — not weeks from now — to seize an opportunity.

Do you have strong revenue but less than perfect credit?

Your business performance matters more than your personal credit score. We fund real business with real life challenges, not perfect score keeper.

Do you value efficiency?

Our MCA application takes minutes, funding takes hours. For those who'd rather move fast than deal with endless paperwork, MCA is the perfect solution.

Low Prepay Discount

Same Day Funding

Fast, Simple, Secure.

Final approval depends on your full business profile. These are common baseline we start with.

Many applicants receive approvals the same day, and qualified businesses can typically access funds within hours to ~48 hours. Costs and terms vary based on your business profile.

12+

months in business

3-15

months in terms

525+

Ready To Secure Business Funding?

Check your eligibility in minutes. No credit impact, no obligation.

Built for real businesses

Trusted by business owners across industries nationwide

Read Successful Case Studies