🚀 Over $1B Funded | 5-Star Rated by Business Owners | Proudly Ranked on the 2025 Inc. 5000 List

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Merchant Cash Advance

Revenue-based funding designed for speed and flexibility.
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No impact to your credit score
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Key Benefits to SMBs

Funding Amount
$5,000 - $500,000
Payment Terms
3-15 months
Early Payoff Discount
As Low As 1.299%

Why It's Different

See how Byzfunder stacks up against traditional business loans
Traditional Loans
Lengthy approval process
Requires collateral
Strict credit requirements
Limited flexibility
Early repayment penalties
Byzfunder MCA
Same-day approval
No collateral required
Consistent payment schedule
Broader credit acceptance
Funding up to $500k
Transparent terms
ideal for seasonal businesses
Best Choice
Ready to Secure Business Funding? Our MCA specialists understand the urgency of your capital needs and work to get you funded fast.

What is an MCA?

A Merchant Cash Advance isn't a loan — it's a purchase of your future receivables. You get capital upfront and repay automatically as your business earns.

Payments adjust with your revenue, giving you flexibility during slower periods. It's built for speed, simplicity, and businesses that need capital without the typical bank barriers.

Future Receivables

An MCA is not a loan — it's an advance based on your future sales.

Predictable Payments

Payments are set upfront so you know what to expect each week.

Clear Factor Rates

Transparent total costs upfront — no confusing interest calculations.

Built for Speed

Designed for businesses that need capital fast without the bank runaround.

Is a MCA right for your business?

Answer these simple questions to find out.
Not a perfect fit? Explore other financing solutions.
Does your revenue fluctuate seasonally?

MCA allows you flexibility with your sales cycle, so you’re never squeezed during slow periods.

Do you face time-sensitive opportunities?

When you need capital now — not weeks from now — to seize an opportunity.

Do you have strong revenue but less than perfect credit?

Your business performance matters more than your personal credit score. We fund real business with real life challenges, not perfect score keeper.

Do you value efficiency?

Our MCA application takes minutes, funding takes hours. For those who'd rather move fast than deal with endless paperwork, MCA is the perfect solution.

No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
No-Ding Credit Low Prepay Discount Same Day Funding Flexible Terms 24/7 Support Easy Application
Fast, Simple, Secure.

See If You Qualify

Final approval depends on your full business profile. These are common baseline we start with. Many applicants receive approvals the same day, and qualified businesses can typically access funds within hours to ~48 hours. Costs and terms vary based on your business profile.

6+
6 month in business
3-15
months in terms
525+
credit score

Ready To Secure Business Funding?

Check your eligibility in minutes. No credit impact, no obligation.
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Built for real businesses

Trusted by business owners across industries nationwide
Why Choose Our MCA Program?